Affordable Finance for Scottish Businesses

The Scottish Microfinance Fund (SMF) is a not for profit lender and specialises in lending to small businesses in Scotland. An ethical lender, SMF believes that every entrepreneur and business owner should have the opportunity to secure funding to support their business growth in Scotland. Interest rates are fixed at 6%pa, with no set up or early payment fees and loans can be repaid from 1 to 5 years.

There are multiple funding options and a team of funding experts to guide you all the way, offering pre-loan and post-loan support. Find out more at or call 0141 425 2930

Scottish Microfinance Fund is a Scottish Government Initiative delivered by DSL Business Finance Ltd with support from the Startup Loans Company and the European Regional Development Fund